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Payday loans: mostcommon questions

Is thinkGreen a lender?

No, thinkGreen is a loan lending broker. We provide additional service for no fee to you. Loan brokers provide better overview of the lenders and have exactly the same loan fees as if you would take the loan directly from the lender.

What is a payday loan?

A payday loan is a short term personal loan that you get to help you meet your emergency financial needs until your next payday. The main reason why customers opt for payday loans is to break free from late payment penalties and to avoid the expenses of bounced-checks.

Who can use these loans?

If you are looking for quick cash loans to cover up immediate unforeseen expenses that arise in end of a month, then you can avail a payday loan. You will have to be a salaried person as well as meet other criteria to avail this type loan.

Are there any restrictions on how to use the money?

Payday loans are mostly taken by customers to pay for some unexpected expenses or emergencies or to pay off some of the pending bills. The money can be used for whatever purpose you like to and no questions will be asked. It is better to not use the emergency cash to cover your other existing debts.

How big loan amount can I borrow?

If you are a new customer, then in most cases your maximum loan amount will be lower than $1500. If you are an existing customer and have settled your earlier payday loans in time, then you will be able to avail up to $3000 dollars or even more in some cases. The maximum amount that you can avail as emergency cash will also depend on your salary.

What information is needed to get a loan?

You will have to provide your personal details such as your name, address, employment information, contact details and banking details to process your personal payday loan request. If all this data is provided correctly, then you have every chance to get financial assistance on the same day.

Will my personal and financial information be safe?

Our website uses a wide variety of security measures to ensure that all personal and banking information provided by our customer is safe and secure. The sensitive data between your browser and thinkGreen website is protected by 128 bit SSL (Secure Socket Layer) encryption. This is the best name technology to protect data on the internet.

Can I get a payday loan even with bad credit score?

Yes, people with fair or poor credit score still have a chance to get approved for the loan. It is purely based upon your salary and it is an unsecured loan. Hence, it carries a higher rate of interest than other types of loans but is available to people with low credit history.

Can I borrow more than one payday loan at a time?

No, you will have to pay back your current loan amount if you want to avail another payday loan.

How often can I borrow payday loans?

It is advised that you do not avail this service frequently. It carries a very high interest rate and your repayment of the loan will determine how quickly you will be able to avail another payday loan. Once your previous loan has been cleared, you are eligible to avail your next loan.

When will I have to repay the loan?

Your payday loan repayment date will normally be set to your salary dates and should be mentioned in your agreement with the lender. You will be getting a reminder about your loan repayment date three to four days before it's due.

About thinkGreen

We are a loan broker which means that we do not issue the loans and cannot decide if one can get a loan. thinkGreen is helping borrowers get connected with the right payday lenders in a simple way.

Our Company

thinkGreen is a new brand of QuickCash24 which was located at QuickCash24.com