Nobody is safe from unexpected expenses and you never know when you might need a quick easy loan with monthly repayments.
thinkGreen is here to guide you through the process of getting a bad credit payday loan from reliable direct payday lenders.
We believe in simple online loans with easy application process, which means no faxing, no needless paperwork and no waiting in queues!
Don't expect a universal approach from thinkGreen. We review every application even if you have bad credit history / low credit score.
Considering the bad reputation of the payday loans industry in United States, we believe that it is important to keep our services transparent.
thinkGreen is an experienced payday loan broker with good reputation.
Here are the most common questions related to personal loans, payday loans and other types of online loans.
In general terms, payday loan (sometimes also called cash advance or payday advance) is a small amount of money which you borrow to deal with your urgent financial needs. If you are successful and meet all lender's criteria, then you can get a loan as fast as the same day or the next business day.
Usually you will need to repay the loan in full with interest on your next pay day. Payday loan is a short-term unsecured loan with relatively high interest rate.
These online loans are best used as temporary solution for urgent and unexpected expenses due to easy availability but high costs. If you need a loan for a longer term, it is better to look at monthly installment loans.
No credit check loans have gained huge popularity in the recent years among people with bad credit score and poor credit history who are unable to a get a traditional loan from the banks. A number of people have started to seek for direct payday lenders who claim to perform no credit check.
Unfortunately this statement is not true since each lender performs some sort of background check despite claiming, that no credit checks are done. For some households it is the only way of getting financial aid when you need it the most and bad credit makes it even harder.
thinkGreen can help you find a reliable direct lender who performs a soft credit check or some sort of background check and can give a payday loan even to people with poor credit.
Borrowing smaller amounts of cash for a short period allows to pay your bills on time and avoid late payment fines.
The following are the benefits of instant approval payday loans online:
The first step is to find a direct payday lender or a broker to apply for a loan. When using a broker like thinkGreen you complete just one application which gets you in front of several different lenders who review your loan request. At thinkGreen you can easily fill the loan application form online.
At this point some lenders might require additional information about your income source or proof of identity. If you meet all lender's criteria, you will get an loan offer with all terms and fees.
In case you are fine with lender's offer, you can accept it and complete all the formalities.
After that you should get the money deposited to your checking account. Do not forget to repay the loan with all fees on time to avoid any penalties.
Any emergency medical needs or unexpected expenses can be covered with online payday loans if no other sources of quick cash are available. But keep in mind that this is not the right option for everyone.
If you have doubts that you can pay out the full loan amount with accumulated interest on time, then you should stay away from cash advance lenders to avoid even deeper debt and more financial problems.
Also, you should not be taking a payday loan to clear your existing debts as this can put you into deeper financial crisis. In such cases we recommend to find a financial advisor or get the required cash elsewhere, like: lending from family and friends, doing short-term works like Uber or selling things on eBay.
Before taking a loan please make sure that you have read the agreement and understand it in full. If you have doubts, then contact the lender for questions or select another direct lender.